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.15s}.nav-user-chip:hover{background:rgba(212,168,56,.2)!important;color:var(--gold-200)!important}.nav-user-avatar{width:22px;height:22px;border-radius:50%;background:var(--gold-400);display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700;color:var(--navy-900);flex-shrink:0}.nav-burger{display:none;cursor:pointer;background:none;border:none}.nav-burger span{display:block;width:22px;height:2px;background:var(--white);border-radius:2px;transition:transform .2s}.nav-burger span+span{margin-top:5px}.hero{background:var(--navy-900);position:relative;overflow:hidden;padding:6rem 2rem 5rem}.hero-grid-bg{position:absolute;inset:0;background-image:linear-gradient(rgba(212,168,56,.06) 1px,transparent 0),linear-gradient(90deg,rgba(212,168,56,.06) 1px,transparent 0);background-size:48px 48px}.hero-glow{position:absolute;top:-120px;left:50%;transform:translateX(-50%);width:600px;height:400px;background:radial-gradient(ellipse,rgba(212,168,56,.12) 0,transparent 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rgba(255,255,255,.08);border-radius:var(--radius);padding:1.5rem;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}.calc-card-title{font-size:11px;font-weight:500;letter-spacing:.09em;text-transform:uppercase;color:var(--gold-300);margin-bottom:1.25rem;display:flex;align-items:center;gap:7px}.calc-card-title svg{width:14px;height:14px;opacity:.8}.field{margin-bottom:1.1rem}.field:last-child{margin-bottom:0}.field label{display:block;font-size:12px;font-weight:400;color:var(--slate);margin-bottom:6px;letter-spacing:.01em}.field input[type=date],.field input[type=email],.field input[type=number],.field input[type=password],.field input[type=text],.field select{width:100%;padding:10px 12px;font-family:var(--font-dm-sans,"DM Sans",sans-serif);font-size:14px;color:var(--white);-webkit-text-fill-color:var(--white);background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:var(--radius-sm);outline:none;transition:border-color .15s,background 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input{padding-left:24px}.slider-wrap{display:flex;align-items:center;gap:12px}.slider-wrap input[type=range]{flex:1 1;-webkit-appearance:none;height:4px;background:rgba(255,255,255,.1);border-radius:2px;border:none;padding:0;outline:none;cursor:pointer}.slider-wrap input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:16px;height:16px;border-radius:50%;background:var(--gold-400);cursor:pointer;border:2px solid var(--navy-800)}.slider-val{font-size:13px;font-weight:500;color:var(--gold-300);min-width:46px;text-align:right}.results-card{background:var(--cream);border-radius:var(--radius);padding:2rem}.results-top{display:flex;align-items:flex-start;justify-content:space-between;gap:1rem;flex-wrap:wrap;margin-bottom:1.5rem;padding-bottom:1.5rem;border-bottom:1px solid var(--border)}.results-headline{flex:1 1}.results-headline h3{font-family:var(--font-playfair,"Playfair Display",serif);font-size:1.5rem;font-weight:700;color:var(--navy-800);margin-bottom:4px}.results-headline p{font-size:13px;color:var(--text-muted)}.diff-pill{display:inline-flex;align-items:center;gap:6px;padding:8px 16px;border-radius:var(--radius-pill);font-size:13px;font-weight:500;white-space:nowrap}.diff-pill.worse{background:var(--danger-bg);color:var(--danger)}.diff-pill.better{background:var(--success-bg);color:var(--success)}.compare-cols{display:grid;grid-template-columns:1fr 1fr;grid-gap:1rem;gap:1rem;margin-bottom:1.5rem}@media (max-width:500px){.compare-cols{grid-template-columns:1fr}}.compare-col{border-radius:var(--radius-sm);padding:1.25rem;border:1px solid transparent}.compare-col.current{background:#EFF6FF;border-color:#BFDBFE}.compare-col.proposed{background:#FFFBEB;border-color:#FDE68A}.compare-col .col-label{font-size:10px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;margin-bottom:10px}.current .col-label{color:#1E40AF}.proposed .col-label{color:#92400E}.compare-col .col-keep{font-family:var(--font-playfair,"Playfair Display",serif);font-size:26px;font-weight:700;line-height:1;margin-bottom:4px}.current .col-keep{color:#1E3A8A}.proposed .col-keep{color:#78350F}.compare-col .col-sub{font-size:12px}.current .col-sub{color:#3B82F6}.proposed .col-sub{color:#D97706}.compare-col .col-ret{font-size:17px;font-weight:500;margin-top:10px}.current .col-ret{color:#1E3A8A}.proposed .col-ret{color:#78350F}.compare-col .col-tax{font-size:11px;margin-top:3px}.current .col-tax{color:#2563EB}.proposed .col-tax{color:#B45309}.progress-bars{margin-bottom:1.5rem}.pb-label-row{display:flex;justify-content:space-between;font-size:11px;color:var(--text-muted);margin-bottom:6px}.pb-track{height:10px;border-radius:5px;overflow:hidden;background:#E2E8F0;display:flex}.pb-current{background:#3B82F6}.pb-current,.pb-proposed{transition:width .5s ease}.pb-proposed{background:#F59E0B}.breakdown-section{margin-top:1.5rem}.breakdown-toggle{display:flex;align-items:center;gap:8px;cursor:pointer;font-size:13px;font-weight:500;color:var(--text-secondary);border:none;background:none;padding:0;font-family:inherit;margin-bottom:1rem;transition:color .15s}.breakdown-toggle:hover{color:var(--navy-800)}.breakdown-toggle svg{transition:transform .2s}.breakdown-toggle.open svg{transform:rotate(180deg)}.breakdown-body{display:none}.breakdown-body.open{display:block}.breakdown-table{width:100%;border-collapse:collapse;font-size:13px}.breakdown-table tr{border-bottom:1px solid var(--border)}.breakdown-table tr:last-child{border-bottom:none}.breakdown-table td{padding:8px 0;color:var(--text-secondary)}.breakdown-table td:last-child{text-align:right;font-weight:500;color:var(--text-primary);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.breakdown-table tr.strong td{color:var(--navy-800);font-weight:500}.breakdown-table tr.strong td:last-child{font-weight:700}.disclaimer{margin-top:1.25rem;padding:12px 14px;background:var(--cream-dark);border-radius:var(--radius-sm);font-size:11px;color:var(--text-muted);line-height:1.6}.save-row{display:flex;align-items:center;gap:10px;margin-top:1.25rem;flex-wrap:wrap}.save-row input[type=text]{flex:1 1;min-width:180px;padding:9px 12px;font-family:inherit;font-size:13px;color:var(--text-primary);background:var(--white);border:1px solid var(--border);border-radius:var(--radius-sm);outline:none;transition:border-color .15s}.save-row input[type=text]:focus{border-color:var(--gold-400)}.save-row input[type=text]::placeholder{color:var(--text-muted)}.btn-save{padding:9px 20px;background:var(--navy-800);color:var(--gold-300);border:1px solid rgba(212,168,56,.3);border-radius:var(--radius-sm);font-family:inherit;font-size:13px;font-weight:500;cursor:pointer;transition:background .15s,border-color .15s;white-space:nowrap}.btn-save:hover{background:var(--navy-700);border-color:var(--gold-400)}.btn-save:disabled{opacity:.6;cursor:not-allowed}.save-success{font-size:13px;color:var(--success);font-weight:500}.save-prompt{font-size:12px;color:var(--slate);padding:10px 0}.save-prompt a{color:var(--gold-400);text-decoration:none}.save-prompt a:hover{text-decoration:underline}#how-it-works{background:var(--white)}.steps-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));grid-gap:2rem;gap:2rem;margin-top:3rem}.step-card{position:relative}.step-num{font-family:var(--font-playfair,"Playfair Display",serif);font-size:3.5rem;font-weight:700;color:var(--gold-200);line-height:1;margin-bottom:1rem}.step-card h3{font-size:16px;font-weight:500;color:var(--navy-800);margin-bottom:.5rem}.step-card p{font-size:14px;color:var(--text-secondary);line-height:1.65}#resources{background:var(--cream)}.resources-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));grid-gap:1.25rem;gap:1.25rem;margin-top:2.5rem}.res-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:1.5rem;text-decoration:none;display:block;transition:box-shadow .2s,transform .2s,border-color .2s}.res-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px);border-color:rgba(212,168,56,.4)}.res-icon{width:42px;height:42px;border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:1rem}.res-tag{display:inline-block;font-size:10px;font-weight:500;letter-spacing:.07em;text-transform:uppercase;padding:3px 8px;border-radius:4px;margin-bottom:8px}.tag-ato{background:#EFF6FF;color:#1D4ED8}.tag-guide{background:#FFFBEB;color:#92400E}.tag-calc{background:#ECFDF5;color:#065F46}.tag-tool{background:#F5F3FF;color:#5B21B6}.tag-law{background:#FFF1F2;color:#9F1239}.res-card h3{font-size:14px;font-weight:500;color:var(--navy-800);margin-bottom:6px}.res-card p{font-size:13px;color:var(--text-secondary);line-height:1.55}.res-arrow{display:flex;align-items:center;gap:4px;margin-top:12px;font-size:12px;font-weight:500;color:var(--gold-400)}#tips{background:var(--navy-900);padding:5rem 0}.tips-inner{max-width:1100px;margin:0 auto;padding:0 2rem}.tips-header{margin-bottom:3rem}.tips-header .section-eyebrow{color:var(--gold-300)}.tips-header .section-title{color:var(--white)}.tips-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));grid-gap:1.25rem;gap:1.25rem}.tip-card{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:var(--radius);padding:1.5rem;transition:border-color .2s}.tip-card:hover{border-color:rgba(212,168,56,.3)}.tip-num{font-family:var(--font-playfair,"Playfair Display",serif);font-size:28px;font-weight:700;color:var(--gold-400);margin-bottom:10px}.tip-card h3{font-size:15px;font-weight:500;color:var(--white);margin-bottom:8px}.tip-card p{font-size:13px;color:var(--slate);line-height:1.65}#faq{background:var(--white)}.faq-list{max-width:760px;margin:2.5rem auto 0}.faq-item{border-bottom:1px solid var(--border)}.faq-q{width:100%;text-align:left;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:1.1rem 0;background:none;border:none;cursor:pointer;font-family:inherit;font-size:15px;font-weight:500;color:var(--navy-800);line-height:1.4}.faq-q svg{flex-shrink:0;transition:transform .2s}.faq-q.open svg{transform:rotate(180deg)}.faq-a{font-size:14px;color:var(--text-secondary);line-height:1.7;max-height:0;overflow:hidden;transition:max-height .3s ease,padding .3s}.faq-a.open{max-height:400px;padding-bottom:1.1rem}.cta-section{background:linear-gradient(135deg,var(--navy-900) 0,var(--navy-700) 100%);padding:5rem 2rem;text-align:center;position:relative;overflow:hidden}.cta-section:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(212,168,56,.05) 1px,transparent 0),linear-gradient(90deg,rgba(212,168,56,.05) 1px,transparent 0);background-size:48px 48px}.cta-inner{max-width:640px;margin:0 auto;position:relative}.cta-inner .section-eyebrow{color:var(--gold-300);margin-bottom:1rem}.cta-inner h2{font-family:var(--font-playfair,"Playfair Display",serif);font-size:clamp(1.8rem,3vw,2.8rem);font-weight:700;color:var(--white);margin-bottom:1rem;letter-spacing:-.02em}.cta-inner p{font-size:15px;color:var(--slate-light);margin-bottom:2rem;line-height:1.65}footer{background:var(--navy-900);border-top:1px solid rgba(255,255,255,.06);padding:3rem 2rem}.footer-inner{max-width:1160px;margin:0 auto;display:flex;flex-direction:column;align-items:center;gap:1.5rem;text-align:center}.footer-logo{font-family:var(--font-playfair,"Playfair Display",serif);font-size:18px;font-weight:500;color:var(--white)}.footer-logo span{color:var(--gold-300)}.footer-links{display:flex;gap:2rem;list-style:none;flex-wrap:wrap;justify-content:center}.footer-links a{font-size:13px;color:var(--slate);text-decoration:none;transition:color .15s}.footer-links a:hover{color:var(--gold-300)}.footer-disc{font-size:11px;color:var(--slate);max-width:700px;line-height:1.6}.auth-page{min-height:100vh;background:var(--navy-900);display:flex;flex-direction:column;align-items:center;justify-content:center;padding:2rem;position:relative}.auth-page:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(212,168,56,.04) 1px,transparent 0),linear-gradient(90deg,rgba(212,168,56,.04) 1px,transparent 0);background-size:48px 48px;pointer-events:none}.auth-card{position:relative;width:100%;max-width:440px;background:var(--cream);border-radius:var(--radius);padding:2.5rem;box-shadow:var(--shadow-lg)}.auth-logo{display:flex;align-items:center;gap:10px;text-decoration:none;margin-bottom:2rem}.auth-logo-text{font-family:var(--font-playfair,"Playfair Display",serif);font-size:18px;font-weight:500;color:var(--navy-800)}.auth-logo-text span{color:var(--gold-400)}.auth-card h1{font-family:var(--font-playfair,"Playfair Display",serif);font-size:1.6rem;font-weight:700;color:var(--navy-800);margin-bottom:.4rem}.auth-card>p{font-size:14px;margin-bottom:1.75rem;line-height:1.55}.auth-card .field label,.auth-card>p{color:var(--text-secondary)}.auth-card .field input{color:var(--text-primary);background:var(--white);border-color:var(--border)}.auth-card .field input:focus{border-color:var(--gold-400);background:var(--white)}.btn-google{width:100%;display:flex;align-items:center;justify-content:center;gap:10px;padding:11px 20px;background:var(--white);border:1px solid var(--border);border-radius:var(--radius-sm);font-family:inherit;font-size:14px;font-weight:500;color:var(--text-primary);cursor:pointer;transition:background .15s,border-color .15s,box-shadow .15s;margin-bottom:1.25rem}.btn-google:hover{background:#f8f8f8;border-color:rgba(13,26,48,.2);box-shadow:var(--shadow-sm)}.auth-divider{display:flex;align-items:center;gap:12px;margin:1.25rem 0}.auth-divider:after,.auth-divider:before{content:"";flex:1 1;height:1px;background:var(--border)}.auth-divider span{font-size:12px;color:var(--text-muted)}.auth-error{padding:10px 14px;background:var(--danger-bg);border:1px solid rgba(224,82,82,.2);border-radius:var(--radius-sm);font-size:13px;color:var(--danger);margin-bottom:1rem}.auth-footer{margin-top:1.5rem;font-size:13px;color:var(--text-muted);text-align:center}.auth-footer a{color:var(--gold-400);text-decoration:none;font-weight:500}.auth-footer a:hover{text-decoration:underline}.account-page{min-height:100vh;background:var(--cream)}.account-hero{background:var(--navy-900);padding:3rem 2rem;border-bottom:1px solid rgba(212,168,56,.15)}.account-hero-inner{max-width:1000px;margin:0 auto;display:flex;align-items:center;gap:1.5rem;flex-wrap:wrap}.account-avatar{width:56px;height:56px;border-radius:50%;background:linear-gradient(135deg,var(--gold-400),var(--gold-200));display:flex;align-items:center;justify-content:center;font-family:var(--font-playfair,"Playfair Display",serif);font-size:22px;font-weight:700;color:var(--navy-900);flex-shrink:0;overflow:hidden}.account-avatar img{width:100%;height:100%;object-fit:cover}.account-name{font-family:var(--font-playfair,"Playfair Display",serif);font-size:1.6rem;font-weight:700;color:var(--white);margin-bottom:2px}.account-email{font-size:13px;color:var(--slate)}.account-body{max-width:1000px;margin:0 auto;padding:2.5rem 2rem;display:grid;grid-template-columns:1fr 1fr;grid-gap:1.5rem;gap:1.5rem}@media (max-width:780px){.account-body{grid-template-columns:1fr}}.account-panel{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:1.75rem}.account-panel-title{font-size:11px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-400);margin-bottom:1.5rem;display:flex;align-items:center;gap:8px}.account-panel.full{grid-column:1/-1}.pref-group{margin-bottom:1.25rem}.pref-group:last-of-type{margin-bottom:0}.pref-label{display:block;font-size:12px;color:var(--text-secondary);margin-bottom:8px;font-weight:400}.checkbox-group,.radio-group{display:flex;flex-wrap:wrap;gap:8px}.check-chip,.radio-chip{display:flex;align-items:center;gap:6px;padding:7px 14px;border:1px solid var(--border);border-radius:var(--radius-pill);font-size:13px;color:var(--text-secondary);cursor:pointer;transition:all .15s;-webkit-user-select:none;-moz-user-select:none;user-select:none}.check-chip input,.radio-chip input{display:none}.check-chip:has(input:checked),.radio-chip:has(input:checked){background:rgba(212,168,56,.1);border-color:var(--gold-400);color:var(--navy-800);font-weight:500}.pref-select{width:100%;padding:9px 12px;font-family:inherit;font-size:14px;color:var(--text-primary);background:var(--cream);border:1px solid var(--border);border-radius:var(--radius-sm);outline:none;cursor:pointer;transition:border-color .15s;-webkit-appearance:none}.pref-select:focus{border-color:var(--gold-400)}.account-save-btn{margin-top:1.5rem;padding:10px 24px;background:var(--navy-800);color:var(--gold-300);border:1px solid rgba(212,168,56,.3);border-radius:var(--radius-sm);font-family:inherit;font-size:14px;font-weight:500;cursor:pointer;transition:background .15s}.account-save-btn:hover{background:var(--navy-700)}.account-save-btn:disabled{opacity:.6;cursor:not-allowed}.pref-save-msg{margin-top:10px;font-size:13px;color:var(--success)}.saved-list{display:flex;flex-direction:column;gap:10px}.saved-item{display:flex;align-items:center;gap:12px;padding:12px 14px;background:var(--cream);border:1px solid var(--border);border-radius:var(--radius-sm);transition:border-color .15s}.saved-item:hover{border-color:rgba(212,168,56,.3)}.saved-icon{font-size:20px;flex-shrink:0}.saved-info{flex:1 1;min-width:0}.saved-name{font-size:14px;font-weight:500;color:var(--navy-800);margin-bottom:2px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.saved-meta{font-size:12px;color:var(--text-muted)}.saved-actions{display:flex;gap:6px;flex-shrink:0}.btn-icon{padding:5px 10px;font-size:12px;font-weight:500;border-radius:var(--radius-sm);border:1px solid var(--border);background:var(--white);color:var(--text-secondary);cursor:pointer;text-decoration:none;transition:all .15s}.btn-icon:hover{border-color:var(--gold-400);color:var(--navy-800)}.btn-icon.danger:hover{border-color:var(--danger);color:var(--danger);background:var(--danger-bg)}.saved-empty{font-size:14px;color:var(--text-muted);text-align:center;padding:1.5rem 0}@media (max-width:640px){.nav-links{display:none;position:absolute;top:64px;left:0;right:0;flex-direction:column;background:rgba(7,14,28,.98);border-bottom:1px solid rgba(212,168,56,.2);padding:1rem 2rem 1.5rem;gap:1.25rem}.nav-burger,.nav-links.open{display:flex}.nav-burger{flex-direction:column}.hero-stats{gap:2rem}.page-section{padding:3rem 1.25rem}.calc-wrapper{padding:0 1.25rem}.results-card{padding:1.25rem}.compare-cols{grid-template-columns:1fr}.auth-card{padding:1.75rem}.account-body{padding:1.5rem 1.25rem}}